1.1 Optimal Banking Systems?
Transformation functions of a bank
Financial intermediation
Nenne und erkläre die 3 Atrten
1.1
Comparing financial systems
Beantworte:
welches System ist das Beste??
Kann man es ändern??
Ist es gut überall das selbe System zu haben??
Competitive: Many Banks compete with each other to get Customer
1.1 Trade- offs when comparing financial systems
Differences between the German Banking system and the Banking system of the USA/UK
1.1Can we change the System if we knew which one is better??
Frage: what are complementary Elements in financial systems? And why ist Regime switching very costly?
Reduce efficiency:
Very costly:
Once more: Comparing different financial systems
Degree of stability
1.1 Is it good to have the same system everywhere??
Name 2 Arguments why having different financial systems are better that having one globally??
no System is always best
Regime switching is costly
Diversification is good on a systemic Level
Less volatility: if all Country had the Same System, crisis could spread more easily
If one system has problems, other systems can help
Knowledge, different systems keep different financial knowledge and experience
Potential system failure
If all countries had the same financial system, there might be less innovation and creativity
1.2 Structure of the german banking system
Explain at least 2 different characteristics of the German Banking system!!!!
(The German banking system is marked by??
In many elements, it mirrors the structure of the German economy, which is ??)
Alignment= things fit together or work in the same direction
1.2
More characteristics
European Comparison
Erkläre die Abbildungen
1.2 More characteristics
3 SÄULEN MODELL
Name and describe briefly the three pillars of the German Banking system
Genossenschaftsbanken= Volksbanken und Raiffeisenbanken, die ihren Mitglidern gehören
Our banking system in numbers
The three pillars of the Drei-Säulen Modell a structure comparison
Was sind die Ziele von Privaten Kreditbanken, Sparkassensektor und Genossenschaftliche Kreditinstitute
The three pillars of the DRie Säulen Modell a structure comparison
Was sind die resulting principles of action und legal form
The three pillars of the drei Säulen Modell a stricture comparison
Wer trifft die Entscheidungen
Gruppen Struktur
Fintechs- definition and basics
Was versteht man unter FinTech??
Fintechs- Partner or Competitors??
1.3 Do we need to change our System??
The German Banking System: criticism
1.3
The German Banking system: criticism
What are the main arguments??
Efficiency and Competition??
Group Discussion
Critical Questions: Do we need to change our system??
4.1 The Starting Point: Individual Decision Making and Risk Taking
WHO takes Risk???
Discuss advantages and disadvanatges of the German Banking system compared to the Banking system of the UK or USA
Nenne jeweils 4 Argumente
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